We help business owners optimize their credit profile and access 0% intro APR business credit, up to $100,000 depending on your credit profile and banking relationships. We are consultants, not a lender.
We review your Equifax, Experian and TransUnion reports and every scoring factor, then show you exactly what is holding you back.
We dispute inaccurate and unverifiable items, fix utilization and coach you on the moves that push your profile toward 700+.
We map which issuers to apply to, in what order and when, working with banks and card issuers toward up to $100K in 0% intro APR business credit.
Challenge inaccurate, outdated and unverifiable items with all three bureaus.
Time balances and statement dates so reported utilization works in your favor.
Know when to apply and when to wait so hard inquiries do not cost you approvals.
A matched list of issuers and the order to apply, built around your profile.
Separate business credit so your company can borrow without maxing your personal file.
A month by month plan to pay balances down before the intro rate ends.
Launch a business, buy inventory, fund a real estate deal or move high interest balances, then pay it off on a fixed schedule before the promo ends.
Startup capital without giving up equity.
Down payments, rehab and closing costs.
Move expensive debt to 0% and pay it off faster.
Below 700 today? We start with the profile first.
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[First name, city, state]No. Below 700, we start with optimization. Funding comes once your profile is ready.
No. We are consultants, not a lender, and every bank or issuer makes its own decision. Clients may qualify for up to $100K depending on their credit profile and existing banking relationships. Your call with Hannah gives you a realistic range.
No. The intake form does not pull your credit. Reports are pulled only after you sign your service agreement and give written authorization.
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Fees are set out in your service agreement before any work begins. See how our fees work.
Answer a few questions. No credit pull. Qualified owners book a call with Hannah.